Why Work With Us

LightBlue Online is driven by traditional values aiming to deliver exemplary advice and solutions that meet customer preferences, needs and budgets.

Looking at the pond life

Whilst using modern channels and media we want to remain, at our core, a dedicated team of fully trained people that are there to help explain and guide our clients through the maze of options, exclusions and pitfalls that provide a challenging array of choices in an ever changing financial services industry.


We hope you’ll be impressed by our initial advice and want to build a long term relationship with us and have us support you and your family as you travel through life, ensuring you are protected at every important step you make, from your first job, first home and on through to your pension provision and estate planning for your heirs.

The first step is a brief talk with us so that we can find out about you and your needs. We will then research the whole market far beyond what the comparison sites can offer and provide you with only the most relevant options.

Our specialists will help you to navigate all the options to find the cover that is right for you and your family at an affordable rate.


Once you are happy we have selected the best and most affordable policy to meet your needs, we will then help you fill in an online application. It is really simple to do and can be done over the phone or via email.


Our aim is to build long term relationships by providing a professional and personal service, to provide you with clear and on-going guidance in order that you are fully informed when making important protection decisions as and when your circumstance change.


We are completely independent and not tied to one insurer so provide advice on products from all of the market, including AIG, AVIVA, Friends Life, Legal & General, Liverpool Victoria, VitalityLife, Royal London and the list goes on.

Great advice, great service, and quality guaranteed.

We’re always happy to answer any questions you may have.


LightBlue Online does not charge you for its advice, it receives a commission from the insurance company. This payment covers our professional services, compliance costs and our on-going support and is only paid if the policy remains in force for the full indemnity period.


If you’re unsure what you need then contact us either by phone on 01702 719625, by email at enquiries@lightblueonline.com or by using the contact me option by clicking here.


Six Reasons To Use Us


  • Our advice is free
  • We will explain the good, the bad, and the ugly
  • We will ask the right questions
  • We do all the work, right through to completing the application form
  • We have access to all the insurance companies
  • We are regulated and authorised by the FCA



Live your life and let us safeguard your future.

In addition to Income Protection our parent company, LightBlue UK, can advise across a whole range of Financial Services.




  • Residential & Commercial
  • Purchase, Re-mortgage & Further Advances
  • Self-employed & Contractor
  • First time buyers & Help to buy
  • Buy-to-let and Let-to-buy


Wealth Management


  • Investments
  • Retirement planning
  • Inheritance and Estate planning
  • Tax, Trust and School Fees planning


Business Services


  • Business Protection
  • SSAS Pensions
  • Trustee Services
  • Commercial Mortgages
  • Accounting




  • Planning
  • Growth and Income Drawdown portfolios
  • Annuities
  • Bespoke