Protect Yourself from Unexpected Injuries

Add Fracture Cover from just £4.50/month and get a tax-free lump sum for broken bones, dislocations, or tendon ruptures.

GET MY FRACTURE COVER QUOTE

FCA-regulated advice | Quick setup | UK providers you know and trust

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Tax-Free Payouts

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Quick Claims Process

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Family Protection

🦴 What is Fracture Cover?

Fracture Cover is a simple, optional add-on that pays you a tax-free lump sum if you suffer an injury like a broken bone, dislocation, tendon rupture, or ligament tear. It gives you fast, financial support while you recover — no proof of income loss needed.

It’s typically added to Life Insurance or Income Protection and suits active individuals, manual workers, and families wanting extra peace of mind.

📋 What Does It Cover?

✔️ Broken bones (arms, legs, ribs, wrists)

✔️ Dislocations (shoulders, elbows, knees)

✔️ Ruptured tendons and ligaments

✔️ Skull and spinal fractures

Payouts typically range from £1,000 to £6,000, depending on your injury and insurer.

💡 Why Consider Adding It?

✅ Quick, lump-sum payout paid directly to you

✅ No medical or income evidence needed

✅ Budget-friendly addition to existing policies

✅ Helps with lost income, transport, childcare, or private care

💷 How Much Does It Cost?

Fracture Cover starts from around £1.50/month and typically goes up to £5.00/month, based on the provider and payout level.

You can add it when setting up your policy or during a review — no medicals required.

👪 Who Is It For?

Ideal for people with active lives — like tradespeople, sports lovers, or families with young children.

It’s also great if you’d like extra reassurance during recovery, without the hassle of complicated claims.

📅 When Can You Claim?

You can usually claim once you’ve been medically diagnosed with a covered injury.

There’s no need to stop working or show financial loss. Most providers pay within days of receiving valid documents — so you can focus on rest and recovery.

GET MY FRACTURE COVER QUOTE